Sky Blue Credit Repair Scams

The Sky Blue Credit Repair Scams

2009-04-30T02:36:00.000-07:00

Most of us have been there at one time or another – getting a call from a collection agency about a past due debt. It usually happens with people who have just graduated from college or newlyweds, where in both cases they barely have two nickels to rub together, and find themselves with debt that is starting to get out of control. With everything else going on at that point in your life, for some reason paying financial obligations on time is placed lower on the priority list.

Credit collection agents have heard every story in the book. They are usually surly and don’t want to hear about the operation your dog recently had. They will usually ask for the reason that you fell behind, but this depends on what LEVEL of collections your account has gone into.

At the first level, it is the collections department of the creditor itself. These agents are typically nice because they want to keep your account, although they want it brought back up to date. They will ask why you fell behind in payments, and if necessary, perhaps even have authority to work something else that will make things easier for you, at least temporarily. The second level of credit collections is where the creditor has closed your account because it is so seriously past due, and has turned your account over to a collections agency. For creditors, this is almost a last resort, because the collections agency gets paid based on how much they are able to collect. For example, if you owe $5000, the collections agency might get as much as half of that or more for their efforts in collecting it from your sky blue credit repair reviews.

As either of these two areas of credit collections try to contact you, there are certain things that they absolutely cannot do, while other things fall into a gray area. If they talk to your employer or your boss or even your neighbor, they are absolutely not allowed to mention that this is in regard to a debt. They can say they are trying to confirm your address or some other such statement, but they absolutely cannot mention anything about this call being about a past due account.

These sky blue credit repair scams also may not contact you before 8am or after 9pm unless you have given them permission to do so. If you notify them in writing that you are being represented by an attorney and give them the attorney’s contact information, they may not contact you at all but must go through your attorney. They may not threaten you with bodily harm or insinuate that harm will come to you if you do not work out some type of settlement on this past due account. If the account is in dispute as far as the amount owed, the credit collections agency has the duty to provide you with written proof of the sky blue credit repair scams.

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Series of Blue Credit Cards

2009-04-21T02:26:00.000-07:00

Used primarily as a charge card back in 1958, American Express has definitely grown into a more efficient financial institution that renders more services to their clients, serving millions of customers worldwide.

From more than a million of credit cards that were issued since it first started its charge card in 1958, American Express today is growing each year with additional customers gaining notable satisfaction form its services. Dedicated to promote financial support to its clients, American Express has launched its series of blue credit cards to give way to those who wish to those who wish exceptional financial services and complimentary rewards program.

Reflecting the stable growth of the company, American Express blue cards created such a phenomenal hit that the company decided to offer four special blue cards for various choices. The unique benefit of American Express blue cards is that each type of card has its own remarkable advantage.

1. The Original American Express Blue Card

On top of the list of blue cards from American Express, the original American Express blue card is still the base line of all American Express blue cards. Although the new types of blue cards are considered more power-packed and may offer greater benefits, the original American Express blue card is still a good choice.

One of the greatest benefits you can enjoy with this blue card is its 0% APR or annual percentage rate. This means that you get lower calculated interest rates established on the main amount borrowed by an individual. This serves as the main baseline for the initial interest rate charges whenever the credit cardholder makes some transactions such as balance transfers, incurred balances, and cash advances.

On top of the other benefits, you can also enjoy tremendous rewards based on earned points. Best of all, American Express blue card does not have an annual fee.

2. Blue cash

Cash back rewards are always welcome scene for anybody who wishes to save more on their purchases. With Blue cash card from American Express, you can definitely enjoy higher percentages on cash backs. For instance, if other cards are giving you 2% cash back on your purchases, you can get as much as 5% cash back with American Express blue cash card. So you get 5% cash back on your bills, gas, etc.

3. Jet blue

Named after the Jet Blue Airways, the American Express Jet Blue cards are the perfect cards for people who travel a lot. With a jet blue card, you can easily accumulate points and use them to get free flights from Jet Blue Airways.

4. Sky blue

As clear as the sky, American Express Sky Blue card can give you clear rewards as stated in your fine print or some American Express brochures. The problem with most credit cards is that they offer false hopes to people who tried to earned or accumulate such points only to find out that the promised place did not turn out the way it was suppose to be.

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Sky Blue Credit Repair Scams

2009-04-16T20:37:00.000-07:00

One of the chief complaints heard from consumers regarding rewards credit cards are those cards that promise the world, but restrict you from getting there. Specifically, credit cards that allow you to accumulate a large number of points within a short period of time, but when it comes time to redeeming those points for free air miles, restrictions kick in. All those points and no where to go...at least on your schedule, that is. Well, American Express is doing something about all of that and its recently introduced American Express Blue Sky card is certainly getting a lot of attention. American Express is saying "farewell" to travel rewards restrictions and you can too. Please read on for all the exciting details to avoid Sky Blue Credit Repair Scams!

Restrictions: Who Needs Them?

Planning a trip can be enough of a hassle without worrying about rewards credit cards restrictions. Arranging time off from work, booking the hotel room, renting a car, and more is half the battle with the other half of the time spent trying to figure out which dates you can fly on. Oh, sure, you can fly whenever you want, but not if you are relying on redeeming your rewards credit card points. In most case, blackout periods will determine when/if you can fly. Getting there can be hassle because of redemption restrictions.

Fortunately, the American Express Blue Sky card has changed all of that. If you have the Blue Sky card you can:

Travel where you want, when you want: there are absolutely no blackout dates or travel restrictions. That means you can fly to Paris at the height of tourism season or to Honolulu whenever you want. No restrictions on renting a car, booking a hotel room, taking a cruise, etc.

The American Express Blue Sky card offers many other benefits well beyond the typical rewards card. They include:

Express Cash: When you need cash on hand, you can visit one of over 500,000 automatic teller machines and access your credit line. This can be helpful especially when you need cash to tip your porter or pay for a taxi.

Insurance: When you charge your cruise, flight, rail, or bus ticket to your American Express Blue Sky card you are automatically covered for up to $100,000 for accidental death or dismemberment.

Car Rental Loss/Damage Insurance: Paying $8-$16 per day for rental insurance on cars is a thing of the past when you charge your car rental on your American Express Blue Sky card. For a one week rental, that can mean big savings for you!

Clearly, the American Express is addressing the number one complaint consumers have had with airline credit cards by removing blackout dates and travel restrictions with the Blue Sky card offer.

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